You can have all the money in the world, but if you’re not healthy in retirement, your money is useless. So if you’re healthy in retirement: enjoy life. You’re rich when you’re healthy. And make sure you stay healthy by exercising regularly, eating healthy, and get rid of unhealthy habits. And continually optimize your health insurance. Insurance companies change policies and your health changes too. So make sure the coverage fits your needs and maybe shopping around can save you money and improve your benefits. 2) Create a routine Whether you take part in an organized religion or simply follow the voice in your own heart, retirement can be a fantastic time to put things into perspective.

Finding out how much you have in your defined contribution pension pot. You should be sent a statement annually showing how much is in your pot. Ask your provider for information on your retirement options.

Equity release: what happens to my plan on death?

Our travel tip: Immerse yourself in the local culture and go beyond the typical tourist attractions (there’s gold to be found there). #12 Read Your Favorite Books As kids, we are taught that talking to strangers is dangerous. As older adults, it’s time to reset our expectations and give other people a chance. The risk of social isolation and depression is far greater than the risk of being taken advantage of. #8 Remember Your Family in Retirement

If you're still at the phase of working out how much income you'll need for retirement, try using our pension calculat or. If these benefits don’t inspire you, maybe the idea of traveling to a foreign country, making local friends, and expanding your cultural horizons will bring you happiness in retirement. Homebrewing has surged in popularity over the last few years. There are tons of resources online for recipes and tutorials on how to brew at home, just like Brew Your Own or Beer & Brewing . No matter what life throws at you. Try to keep a positive mindset or create a positive mindset to conquer challenges in your retirement. The American Medical Association reports that seniors with a positive mindset on life and themselves are 44 percent more likely to fully recover from a disability than someone with a negative mindset on life. If you have trouble with creating a positive mindset you can think of getting a coach to give you tools and guidance when it come to your mental health. 7) Socializing is key to enjoy life in retirement The happiest people over 60 that I know are the ones that see retirement as a beginning, not an end. These women explore the world, even if they only have enough money to take a bus to cities near where they live. They follow their passions, even if they need to start at the very beginning. They take responsibility for their minds and bodies.

So arrange regular get-togethers with other retirees. Plan wine-tasting parties or movie nights. Spend quality time with grandkids or other family members. Or reconnect with old friends on Facebook or at school reunions. We invite you to comb through our 27 retirement activities to discover what truly ignites inspiration and excitement from inside you. In reality, getting the most from retirement is hard work. It requires us to take a long, hard look at ourselves and decide proactively what’s next. Have a look at these three important questions to help you on your retirement journey.

Maybe you’ve been putting off taking an online course because it just seems too complex or intimidating. Maybe you aren’t sure what you want to do (which is why you’re reading this blog post).Your passions will lead you to clarity, which will lead you to your purpose, which will lead you to fulfillment, which will lead you to better life quality overall…